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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,152 | $97,020-18.4% | $83,322-5.0% | $135,379-41.5% |
| Participation rate | 66.7% | 80.4%-13.7pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -5.42% | 12.31%-17.7pp | 10.64%-16.1pp | 519.79%-525.2pp |
| Employer contribution / active EE | $822 | $4,144-80.2% | $3,379-75.7% | $4,779-82.8% |
| Participant deferral / active EE | $5,771 | $5,964-3.2% | $5,565+3.7% | $5,609+2.9% |
| Admin fee / account holder | $19,731 | $8,426+134.2% | $7,540+161.7% | $10,828+82.2% |