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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,933 | $105,856+0.1% | $90,161+17.5% | $147,586-28.2% |
| Participation rate | 70.0% | 79.7%-9.7pp | 76.9%-6.9pp | 82.8%-12.8pp |
| Annual return | 27.71% | 37.63%-9.9pp | 34.89%-7.2pp | 578.59%-550.9pp |
| Employer contribution / active EE | $528 | $4,126-87.2% | $3,318-84.1% | $4,876-89.2% |
| Participant deferral / active EE | $5,633 | $5,733-1.7% | $5,287+6.5% | $5,439+3.6% |
| Admin fee / account holder | $1,299 | $8,046-83.9% | $5,943-78.1% | $10,886-88.1% |