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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,031 | $115,903+17.4% | $100,528+35.3% | $158,966-14.4% |
| Participation rate | 85.7% | 81.6%+4.1pp | 79.4%+6.3pp | 82.0%+3.8pp |
| Annual return | 14.19% | 34.80%-20.6pp | 30.90%-16.7pp | 302.95%-288.8pp |
| Employer contribution / active EE | $917 | $4,105-77.7% | $3,419-73.2% | $4,762-80.8% |
| Participant deferral / active EE | $7,503 | $6,677+12.4% | $6,271+19.6% | $5,983+25.4% |
| Admin fee / account holder | $4,215 | $11,000-61.7% | $8,084-47.9% | $11,250-62.5% |