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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,011 | $217,427-81.1% | $185,837-77.9% | $167,518-75.5% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.37% | 148.39%-136.0pp | 122.08%-109.7pp | 478.71%-466.3pp |
| Employer contribution / active EE | $1,432 | $5,874-75.6% | $5,168-72.3% | $4,838-70.4% |
| Participant deferral / active EE | $3,740 | $6,357-41.2% | $5,568-32.8% | $6,342-41.0% |
| Admin fee / account holder | $369 | $19,816-98.1% | $16,241-97.7% | $12,312-97.0% |