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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,882 | $180,459-92.3% | $154,108-91.0% | $135,380-89.7% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -5.05% | 888.21%-893.3pp | 735.21%-740.3pp | 519.81%-524.9pp |
| Employer contribution / active EE | $1,239 | $6,035-79.5% | $5,298-76.6% | $4,779-74.1% |
| Participant deferral / active EE | $2,763 | $5,806-52.4% | $5,081-45.6% | $5,609-50.7% |
| Admin fee / account holder | $6,058 | $16,145-62.5% | $13,411-54.8% | $10,828-44.1% |