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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,700 | $181,896-93.6% | $156,551-92.5% | $273,972-95.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -2.89% | 30.74%-33.6pp | 32.23%-35.1pp | 41.46%-44.3pp |
| Employer contribution / active EE | $1,832 | $6,248-70.7% | $5,501-66.7% | $4,869-62.4% |
| Participant deferral / active EE | $4,170 | $5,550-24.9% | $4,871-14.4% | $5,287-21.1% |
| Admin fee / account holder | $271,460 | $15,560+1644.6% | $13,028+1983.7% | $10,133+2579.1% |