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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,719 | $202,342-90.3% | $172,753-88.6% | $152,909-87.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.33% | 1029.88%-1005.5pp | 803.00%-778.7pp | 345.46%-321.1pp |
| Employer contribution / active EE | $1,652 | $5,857-71.8% | $5,144-67.9% | $4,764-65.3% |
| Participant deferral / active EE | $4,172 | $5,948-29.9% | $5,198-19.7% | $5,851-28.7% |
| Admin fee / account holder | $1,365 | $17,112-92.0% | $13,956-90.2% | $11,601-88.2% |