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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,545 | $184,014-56.8% | $161,149-50.6% | $138,895-42.7% |
| Participation rate | 75.0% | 82.1%-7.1pp | 78.8%-3.8pp | 79.9%-4.9pp |
| Annual return | 17.80% | 21.52%-3.7pp | 21.16%-3.4pp | 145.39%-127.6pp |
| Employer contribution / active EE | $5,431 | $5,055+7.4% | $4,360+24.6% | $4,194+29.5% |
| Participant deferral / active EE | $19,877 | $6,909+187.7% | $6,153+223.0% | $6,396+210.8% |
| Admin fee / account holder | $5,703 | $18,027-68.4% | $15,194-62.5% | $12,562-54.6% |