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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,080 | $166,089-60.2% | $164,928-59.9% | $145,978-54.7% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 4.66% | 100.26%-95.6pp | 70.08%-65.4pp | 550.52%-545.9pp |
| Employer contribution / active EE | $2,543 | $5,276-51.8% | $4,343-41.4% | $4,662-45.4% |
| Participant deferral / active EE | $12,332 | $6,961+77.1% | $6,034+104.4% | $6,690+84.3% |
| Admin fee / account holder | $57,472 | $16,641+245.4% | $12,684+353.1% | $13,400+328.9% |