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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,314 | $142,392-29.6% | $119,622-16.1% | $134,532-25.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -18.77% | -12.46%-6.3pp | -14.98%-3.8pp | 418.27%-437.0pp |
| Employer contribution / active EE | $6,850 | $5,224+31.1% | $4,232+61.9% | $4,741+44.5% |
| Participant deferral / active EE | $24,400 | $6,467+277.3% | $5,601+335.7% | $6,401+281.2% |
| Admin fee / account holder | $859 | $13,593-93.7% | $10,328-91.7% | $11,429-92.5% |