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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,573 | $152,612-77.3% | $125,192-72.4% | $152,897-77.4% |
| Participation rate | 66.7% | 83.3%-16.7pp | 79.8%-13.1pp | 82.5%-15.8pp |
| Annual return | 35.46% | 54.85%-19.4pp | 43.79%-8.3pp | 345.43%-310.0pp |
| Employer contribution / active EE | $1,899 | $4,947-61.6% | $3,866-50.9% | $4,764-60.1% |
| Participant deferral / active EE | $8,620 | $5,868+46.9% | $4,937+74.6% | $5,851+47.3% |
| Admin fee / account holder | $284 | $13,437-97.9% | $9,704-97.1% | $11,599-97.6% |