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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,400 | $176,077-85.6% | $159,455-84.1% | $167,518-84.8% |
| Participation rate | 70.0% | 84.9%-14.9pp | 82.8%-12.8pp | 82.1%-12.1pp |
| Annual return | 22.56% | 331.83%-309.3pp | 263.63%-241.1pp | 478.71%-456.2pp |
| Employer contribution / active EE | $1,685 | $5,298-68.2% | $4,830-65.1% | $4,838-65.2% |
| Participant deferral / active EE | $7,996 | $7,751+3.2% | $7,353+8.7% | $6,342+26.1% |
| Admin fee / account holder | $3,413 | $12,556-72.8% | $10,800-68.4% | $12,312-72.3% |