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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,003 | $148,623-65.0% | $135,974-61.8% | $139,466-62.7% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 17.65% | 79.30%-61.6pp | 68.30%-50.7pp | 373.66%-356.0pp |
| Employer contribution / active EE | $1,671 | $5,246-68.1% | $4,859-65.6% | $4,754-64.8% |
| Participant deferral / active EE | $13,242 | $8,103+63.4% | $7,760+70.6% | $6,712+97.3% |
| Admin fee / account holder | $605 | $12,406-95.1% | $10,767-94.4% | $11,409-94.7% |