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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,641 | $162,136-41.0% | $152,301-37.2% | $154,746-38.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.68% | 91.02%-74.3pp | 80.50%-63.8pp | 172.34%-155.7pp |
| Employer contribution / active EE | $3,202 | $4,890-34.5% | $4,624-30.8% | $4,379-26.9% |
| Participant deferral / active EE | $9,967 | $8,341+19.5% | $8,004+24.5% | $6,730+48.1% |
| Admin fee / account holder | $1,267 | $15,759-92.0% | $14,398-91.2% | $14,365-91.2% |