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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,298 | $160,040-54.8% | $147,096-50.8% | $145,877-50.4% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 10.86% | 98.49%-87.6pp | 419.75%-408.9pp | 551.28%-540.4pp |
| Employer contribution / active EE | $3,175 | $5,289-40.0% | $4,936-35.7% | $4,663-31.9% |
| Participant deferral / active EE | $16,144 | $8,429+91.5% | $8,071+100.0% | $6,691+141.3% |
| Admin fee / account holder | $4,672 | $15,050-69.0% | $13,005-64.1% | $13,402-65.1% |