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| Provider | Service type | Compensation |
|---|---|---|
HEFREN-TILLOTSON, INC.4 years Service code 26 · EIN 25-1121408 308 SEVENTH AVENUE · PITTSBURGH, PA 15222 | Advisory (Participants) | $47,379 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $2,183 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,214 | $79,519-36.9% | $95,960-47.7% | $73,412-31.6% |
| Participation rate | 96.0% | 81.2%+14.8pp | 77.1%+18.9pp | 72.2%+23.8pp |
| Annual return | 29.89% | 19.20%+10.7pp | 91.63%-61.7pp | 59.30%-29.4pp |
| Employer contribution / active EE | $1,343 | $2,048-34.4% | $2,541-47.2% | $2,234-39.9% |
| Participant deferral / active EE | $3,798 | $4,138-8.2% | $4,167-8.9% | $3,806-0.2% |
| Admin fee / account holder | $309 | $184+67.7% | $6,797-95.5% | $158+95.8% |