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| Provider | Service type | Compensation |
|---|---|---|
HEFREN-TILLOTSON, INC.3 years Service code 26 · EIN 25-1121408 308 SEVENTH AVENUE · PITTSBURGH, PA 15222 | Advisory (Participants) | $39,582 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $1,944 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,798 | $65,376-20.8% | $87,102-40.5% | $65,185-20.5% |
| Participation rate | 92.8% | 75.3%+17.4pp | 76.9%+15.9pp | 70.2%+22.6pp |
| Annual return | 22.90% | 31.27%-8.4pp | 28.19%-5.3pp | 29.38%-6.5pp |
| Employer contribution / active EE | $1,534 | $1,822-15.8% | $2,521-39.1% | $2,177-29.5% |
| Participant deferral / active EE | $3,974 | $3,388+17.3% | $4,048-1.8% | $3,514+13.1% |
| Admin fee / account holder | $369 | $520-29.1% | $7,491-95.1% | $847-56.5% |