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| Provider | Service type | Compensation |
|---|---|---|
HEFREN-TILLOTSON, INC.2 years Service code 26 · EIN 25-1121408 308 SEVENTH AVENUE · PITTSBURGH, PA 15222 | Advisory (Participants) | $35,260 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $1,476 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,096 | $59,186-18.7% | $76,768-37.3% | $56,287-14.6% |
| Participation rate | 77.9% | 75.2%+2.7pp | 77.0%+0.9pp | 69.9%+8.0pp |
| Annual return | -6.27% | 6.62%-12.9pp | 2.43%-8.7pp | -9.96%+3.7pp |
| Employer contribution / active EE | $1,383 | $1,759-21.3% | $2,485-44.3% | $2,111-34.5% |
| Participant deferral / active EE | $3,916 | $3,255+20.3% | $3,852+1.7% | $3,350+16.9% |
| Admin fee / account holder | $415 | $489-15.1% | $6,675-93.8% | $521-20.3% |