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| Provider | Service type | Compensation |
|---|---|---|
HEFREN-TILLOTSON, INC.1 year Service code 26 · EIN 25-1121408 308 SEVENTH AVENUE · PITTSBURGH, PA 15222 | Advisory (Participants) | $20,528 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $1,252 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,308 | $64,909-27.1% | $82,312-42.5% | $62,293-24.1% |
| Participation rate | 84.6% | 74.9%+9.7pp | 76.9%+7.7pp | 69.5%+15.1pp |
| Annual return | 17.99% | 21.18%-3.2pp | 25.88%-7.9pp | 28.90%-10.9pp |
| Employer contribution / active EE | $1,226 | $1,676-26.9% | $2,428-49.5% | $2,042-40.0% |
| Participant deferral / active EE | $3,387 | $3,103+9.1% | $3,706-8.6% | $3,169+6.9% |
| Admin fee / account holder | $385 | $440-12.4% | $5,608-93.1% | $479-19.6% |