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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,442 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,798 | $92,076-56.8% | $105,607-62.3% | $77,736-48.8% |
| Participation rate | 93.0% | 81.0%+12.0pp | 75.3%+17.7pp | 70.6%+22.4pp |
| Annual return | 16.97% | 17.84%-0.9pp | 116.11%-99.1pp | 31.26%-14.3pp |
| Employer contribution / active EE | $1,531 | $3,370-54.6% | $3,167-51.7% | $2,728-43.9% |
| Participant deferral / active EE | $4,049 | $5,390-24.9% | $5,011-19.2% | $4,651-12.9% |
| Admin fee / account holder | $26 | $219-88.1% | $10,958-99.8% | $433-94.0% |