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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $11,809 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,803 | $93,131-69.1% | $106,551-73.0% | $86,813-66.8% |
| Participation rate | 90.9% | 81.4%+9.5pp | 76.1%+14.8pp | 72.3%+18.6pp |
| Annual return | 15.33% | 19.45%-4.1pp | 26.80%-11.5pp | 97.93%-82.6pp |
| Employer contribution / active EE | $1,200 | $2,895-58.5% | $2,819-57.4% | $2,406-50.1% |
| Participant deferral / active EE | $3,290 | $4,708-30.1% | $4,398-25.2% | $4,131-20.4% |
| Admin fee / account holder | $18 | $145-87.4% | $7,408-99.8% | $170-89.2% |