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| Provider | Service type | Compensation |
|---|---|---|
CHERNOFF DIAMOND & CO., LLC2 years Service code 15 · EIN 11-2836994 | Recordkeeping | $17,993 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $3,625 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,249 | $65,223-69.0% | $80,022-74.7% | $55,725-63.7% |
| Participation rate | 90.5% | 80.6%+9.9pp | 75.8%+14.7pp | 70.9%+19.6pp |
| Annual return | 61.36% | 7.59%+53.8pp | 11.22%+50.1pp | 244.93%-183.6pp |
| Employer contribution / active EE | $1,389 | $2,544-45.4% | $2,468-43.7% | $2,078-33.2% |
| Participant deferral / active EE | $3,493 | $3,881-10.0% | $3,686-5.2% | $3,356+4.1% |
| Admin fee / account holder | $31 | $114-73.2% | $6,521-99.5% | $115-73.4% |