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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,190 | $66,124-77.0% | $90,461-83.2% | $73,497-79.3% |
| Participation rate | 84.7% | 69.7%+15.0pp | 72.7%+12.0pp | 70.7%+14.0pp |
| Annual return | 19.23% | 17.65%+1.6pp | 1294.76%-1275.5pp | 28.51%-9.3pp |
| Employer contribution / active EE | $3,948 | $2,346+68.3% | $3,264+21.0% | $2,270+73.9% |
| Participant deferral / active EE | $406 | $3,039-86.6% | $3,964-89.8% | $3,740-89.1% |
| Admin fee / account holder | $1,592 | $396+301.7% | $5,617-71.7% | $513+210.2% |