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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,465 | $54,763-69.9% | $90,324-81.8% | $72,976-77.4% |
| Participation rate | 86.3% | 65.2%+21.2pp | 73.3%+13.0pp | 69.5%+16.8pp |
| Annual return | 26.71% | 30.63%-3.9pp | 78.15%-51.4pp | 81.02%-54.3pp |
| Employer contribution / active EE | $4,766 | $2,093+127.7% | $2,856+66.9% | $2,440+95.3% |
| Participant deferral / active EE | $384 | $2,887-86.7% | $3,885-90.1% | $3,608-89.4% |
| Admin fee / account holder | $3,102 | $3,973-21.9% | $5,356-42.1% | $5,124-39.5% |