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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,315 | $45,152-72.7% | $73,836-83.3% | $59,633-79.3% |
| Participation rate | 85.1% | 64.0%+21.1pp | 73.4%+11.6pp | 68.7%+16.4pp |
| Annual return | -3.27% | 27.40%-30.7pp | 2268.06%-2271.3pp | 2041.45%-2044.7pp |
| Employer contribution / active EE | $4,219 | $1,901+121.9% | $2,787+51.4% | $2,203+91.5% |
| Participant deferral / active EE | $2 | $2,573-99.9% | $3,583-99.9% | $3,192-99.9% |
| Admin fee / account holder | $2,574 | $3,515-26.8% | $4,882-47.3% | $4,297-40.1% |