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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,149 | $49,177-75.3% | $79,467-84.7% | $64,173-81.1% |
| Participation rate | 91.9% | 65.0%+26.9pp | 73.3%+18.5pp | 69.6%+22.3pp |
| Annual return | -7.79% | -1.16%-6.6pp | 718.30%-726.1pp | 7.63%-15.4pp |
| Employer contribution / active EE | $2,703 | $2,076+30.2% | $2,800-3.5% | $2,381+13.5% |
| Participant deferral / active EE | $113 | $2,821-96.0% | $3,704-97.0% | $3,470-96.7% |
| Admin fee / account holder | $1,888 | $3,839-50.8% | $5,104-63.0% | $4,887-61.4% |