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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $45,425 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL CORPORATION Service code 27 · EIN 04-3046611 | Advisory (Plan) | $28,252 |
SUNWEST PENSIONS4 years Service code 15 · EIN 86-0922116 | Recordkeeping | $3,575 |
JULY BUSINESS SERVICES1 year Service code 15 · EIN 74-2715820 | Recordkeeping | $2,275 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,910 | $76,696+8.1% | $96,515-14.1% | $71,511+15.9% |
| Participation rate | 100.0% | 66.6%+33.4pp | 74.3%+25.7pp | 67.9%+32.1pp |
| Annual return | 22.62% | 48.32%-25.7pp | 35.73%-13.1pp | 28.86%-6.2pp |
| Employer contribution / active EE | $2,999 | $3,032-1.1% | $3,740-19.8% | $2,589+15.8% |
| Participant deferral / active EE | $6,160 | $3,770+63.4% | $4,880+26.2% | $4,291+43.6% |
| Admin fee / account holder | $500 | $2,030-75.4% | $6,735-92.6% | $1,588-68.5% |