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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,223 | $63,346+6.1% | $92,240-27.1% | $70,126-4.1% |
| Participation rate | 83.8% | 68.7%+15.1pp | 76.5%+7.3pp | 69.5%+14.2pp |
| Annual return | 22.00% | 530.19%-508.2pp | 176.29%-154.3pp | 73.15%-51.1pp |
| Employer contribution / active EE | $3,315 | $2,471+34.2% | $3,680-9.9% | $2,343+41.5% |
| Participant deferral / active EE | $8,355 | $2,854+192.8% | $3,897+114.4% | $3,332+150.8% |
| Admin fee / account holder | $718 | $3,841-81.3% | $5,194-86.2% | $4,645-84.5% |