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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $7,240 |
SUNWEST PENSIONS1 year Service code 15 · EIN 86-0922116 | Recordkeeping | $5,050 |
Filed as: MERRILL LYNCH Service code 27 · EIN 13-2808480 | Advisory (Plan) | $2,934 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,594 | $69,383+33.5% | $101,271-8.6% | $73,493+26.0% |
| Participation rate | 85.0% | 68.4%+16.7pp | 75.8%+9.2pp | 70.7%+14.4pp |
| Annual return | 27.27% | 18.46%+8.8pp | 46.48%-19.2pp | 28.51%-1.2pp |
| Employer contribution / active EE | $3,721 | $2,628+41.6% | $3,660+1.7% | $2,270+63.9% |
| Participant deferral / active EE | $7,114 | $3,301+115.5% | $4,371+62.8% | $3,740+90.2% |
| Admin fee / account holder | $138 | $704-80.3% | $5,948-97.7% | $513-73.0% |