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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 22 · EIN 13-2808480 | Insurance Broker | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,657 | $63,114+12.0% | $92,909-24.0% | $65,185+8.4% |
| Participation rate | 76.2% | 68.8%+7.4pp | 76.0%+0.2pp | 70.2%+6.0pp |
| Annual return | 27.93% | 28.75%-0.8pp | 109.44%-81.5pp | 29.38%-1.5pp |
| Employer contribution / active EE | $3,206 | $2,571+24.7% | $3,653-12.3% | $2,177+47.3% |
| Participant deferral / active EE | $7,822 | $3,108+151.6% | $4,238+84.6% | $3,514+122.6% |
| Admin fee / account holder | $53 | $624-91.5% | $5,795-99.1% | $847-93.7% |