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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,799 | $148,582-49.0% | $135,942-44.2% | $139,456-45.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.02% | 79.26%-61.2pp | 68.28%-50.3pp | 373.45%-355.4pp |
| Employer contribution / active EE | $8,547 | $5,245+63.0% | $4,858+76.0% | $4,753+79.8% |
| Participant deferral / active EE | $9,692 | $8,101+19.6% | $7,759+24.9% | $6,711+44.4% |
| Admin fee / account holder | $1,299 | $12,402-89.5% | $10,764-87.9% | $11,407-88.6% |