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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,799 | $138,078-44.4% | $125,363-38.7% | $134,509-42.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.77% | 750.49%-767.3pp | 572.15%-588.9pp | 418.13%-434.9pp |
| Employer contribution / active EE | $9,692 | $5,245+84.8% | $4,815+101.3% | $4,741+104.5% |
| Participant deferral / active EE | $11,717 | $7,800+50.2% | $7,447+57.3% | $6,400+83.1% |
| Admin fee / account holder | $2,184 | $11,566-81.1% | $10,005-78.2% | $11,427-80.9% |