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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,752 | $135,956-70.0% | $123,894-67.1% | $273,972-85.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 12.72% | 56.63%-43.9pp | 47.52%-34.8pp | 41.46%-28.7pp |
| Employer contribution / active EE | $5,930 | $5,170+14.7% | $4,617+28.4% | $4,869+21.8% |
| Participant deferral / active EE | $8,497 | $6,343+34.0% | $5,984+42.0% | $5,287+60.7% |
| Admin fee / account holder | $1,083 | $9,817-89.0% | $8,357-87.0% | $10,133-89.3% |