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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,627 | $165,381-57.3% | $149,730-52.8% | $158,966-55.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.21% | 348.29%-331.1pp | 276.70%-259.5pp | 302.95%-285.7pp |
| Employer contribution / active EE | $8,408 | $5,104+64.7% | $4,645+81.0% | $4,762+76.6% |
| Participant deferral / active EE | $7,697 | $7,182+7.2% | $6,843+12.5% | $5,983+28.6% |
| Admin fee / account holder | $446 | $10,809-95.9% | $9,310-95.2% | $11,250-96.0% |