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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.4 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S. TRYON ST. 11TH FLOOR · CHARLOTTE, NC 28081 | Advisory (Plan) | $34,343 |
RANDALL & HURLEY, INC.4 years Service code 13 828 GREAT NORTHERN BLVD · HELENA, MT 59601 | Contract Administrator | $2,848 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 · EIN 82-4555287 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $338 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,694 | $65,092+220.6% | $143,799+45.1% | $66,938+211.8% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -14.73% | -11.14%-3.6pp | -0.04%-14.7pp | 1.58%-16.3pp |
| Employer contribution / active EE | $11,064 | $2,362+368.5% | $4,952+123.4% | $2,545+334.7% |
| Participant deferral / active EE | $7,068 | $2,920+142.1% | $5,638+25.4% | $4,238+66.8% |
| Admin fee / account holder | $474 | $502-5.6% | $14,677-96.8% | $594-20.1% |