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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,128 | $75,828+51.8% | $147,617-22.0% | $59,632+93.1% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -2.79% | 0.37%-3.2pp | 61.98%-64.8pp | 2041.32%-2044.1pp |
| Employer contribution / active EE | $10,881 | $3,485+212.3% | $5,565+95.5% | $2,203+394.0% |
| Participant deferral / active EE | $6,375 | $3,130+103.6% | $4,895+30.2% | $3,192+99.7% |
| Admin fee / account holder | $12,502 | $5,985+108.9% | $11,611+7.7% | $4,297+190.9% |