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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,128 | $75,832+51.8% | $147,617-22.0% | $59,633+93.1% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -2.79% | 0.37%-3.2pp | 61.98%-64.8pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $10,881 | $3,485+212.2% | $5,564+95.5% | $2,203+394.0% |
| Participant deferral / active EE | $6,375 | $3,131+103.6% | $4,895+30.2% | $3,192+99.7% |
| Admin fee / account holder | $12,502 | $5,986+108.9% | $11,612+7.7% | $4,297+191.0% |