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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S. TRYON ST. 11TH FLOOR · CHARLOTTE, NC 28081 | Advisory (Plan) | $31,307 |
RANDALL & HURLEY, INC.1 year Service code 13 828 GREAT NORTHERN BLVD · HELENA, MT 59601 | Contract Administrator | $8,986 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,567 | $85,171+73.3% | $172,752-14.6% | $72,975+102.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 22.80% | 27.32%-4.5pp | 802.97%-780.2pp | 81.01%-58.2pp |
| Employer contribution / active EE | $10,791 | $3,324+224.6% | $5,144+109.8% | $2,440+342.3% |
| Participant deferral / active EE | $6,367 | $3,260+95.3% | $5,198+22.5% | $3,608+76.5% |
| Admin fee / account holder | $380 | $5,880-93.5% | $13,955-97.3% | $5,124-92.6% |