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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S. TRYON ST. 11TH FLOOR · CHARLOTTE, NC 28081 | Advisory (Plan) | $30,468 |
RANDALL & HURLEY, INC.2 years Service code 13 828 GREAT NORTHERN BLVD · HELENA, MT 59601 | Contract Administrator | $5,900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,521 | $91,198+142.9% | $178,503+24.1% | $79,856+177.4% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 60.78% | 24.20%+36.6pp | 151.12%-90.3pp | 31.71%+29.1pp |
| Employer contribution / active EE | $10,240 | $3,257+214.4% | $5,011+104.3% | $2,471+314.4% |
| Participant deferral / active EE | $6,078 | $3,237+87.8% | $5,202+16.8% | $3,741+62.5% |
| Admin fee / account holder | $311 | $6,748-95.4% | $13,987-97.8% | $5,306-94.1% |