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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,559 | $75,832+142.1% | $147,617+24.3% | $59,633+207.8% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.51% | 0.37%-3.9pp | 61.98%-65.5pp | 2041.45%-2045.0pp |
| Employer contribution / active EE | $17,171 | $3,485+392.7% | $5,564+208.6% | $2,203+679.6% |
| Participant deferral / active EE | $7,123 | $3,131+127.5% | $4,895+45.5% | $3,192+123.2% |
| Admin fee / account holder | $8,448 | $5,986+41.1% | $11,612-27.2% | $4,297+96.6% |