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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,722 | $91,198+206.7% | $178,503+56.7% | $79,856+250.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 13.38% | 24.20%-10.8pp | 151.12%-137.7pp | 31.71%-18.3pp |
| Employer contribution / active EE | $17,690 | $3,257+443.2% | $5,011+253.0% | $2,471+615.8% |
| Participant deferral / active EE | $7,198 | $3,237+122.4% | $5,202+38.4% | $3,741+92.4% |
| Admin fee / account holder | $2,236 | $6,748-66.9% | $13,987-84.0% | $5,306-57.9% |