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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,873 | $73,863+268.1% | $143,797+89.1% | $68,490+297.0% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -15.38% | 0.91%-16.3pp | -0.04%-15.3pp | -7.85%-7.5pp |
| Employer contribution / active EE | $19,203 | $3,185+502.9% | $4,952+287.7% | $2,597+639.5% |
| Participant deferral / active EE | $7,644 | $3,385+125.8% | $5,638+35.6% | $4,028+89.8% |
| Admin fee / account holder | $795 | $5,756-86.2% | $14,679-94.6% | $5,403-85.3% |