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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,876 | $81,331+288.4% | $155,534+103.1% | $80,935+290.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 14.98% | 33.37%-18.4pp | 64.92%-49.9pp | 35.66%-20.7pp |
| Employer contribution / active EE | $23,222 | $3,105+648.0% | $4,675+396.8% | $2,757+742.4% |
| Participant deferral / active EE | $9,840 | $3,454+184.9% | $5,630+74.8% | $4,299+128.9% |
| Admin fee / account holder | $32,612 | $7,999+307.7% | $15,900+105.1% | $6,924+371.0% |