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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,242 | $106,749+382.7% | $145,433+254.3% | $82,448+524.9% |
| Participation rate | 96.2% | 75.6%+20.5pp | 82.1%+14.0pp | 68.1%+28.1pp |
| Annual return | 12.77% | 27.59%-14.8pp | 66.58%-53.8pp | 41.64%-28.9pp |
| Employer contribution / active EE | $15,901 | $3,444+361.6% | $4,554+249.1% | $2,551+523.3% |
| Participant deferral / active EE | $10,715 | $6,519+64.4% | $7,897+35.7% | $4,139+158.9% |
| Admin fee / account holder | $7,202 | $8,390-14.2% | $13,129-45.1% | $7,234-0.4% |