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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,242 | $107,421+379.6% | $182,262+182.7% | $94,015+448.0% |
| Participation rate | 96.2% | 77.8%+18.4pp | 84.2%+11.9pp | 70.8%+25.3pp |
| Annual return | 12.77% | 21.32%-8.5pp | 140.60%-127.8pp | 17.84%-5.1pp |
| Employer contribution / active EE | $15,901 | $3,448+361.2% | $5,046+215.1% | $2,790+469.9% |
| Participant deferral / active EE | $10,715 | $6,558+63.4% | $8,276+29.5% | $4,249+152.2% |
| Admin fee / account holder | $7,202 | $8,692-17.1% | $16,712-56.9% | $8,951-19.5% |