Filings through .
4 of 17 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Low participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$56K in admin expenses, $210 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
10 funds of $250K or more; 17 lines in all, holding $8.4M of the plan's $8.7M. Recordkeeper: Empower.
Target-date series: Putnam Retirement Advantage, collective trust, 23% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Putnam Retirement Advantage Franklin Templeton · Collective trust Target-date, 7 vintages | $2.0M | 23.3% |
| Fully benefit responsive investment contracts: Guaranteed Portfolio Fund Manager not matched · Insurance contract | $1.2M | 14.3% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $1.2M | 13.8% |
| Putnam Retirement Advantage Trst Mat I Franklin Templeton · Collective trust | $1.1M | 12.8% |
| Vanguard Balanced Index Fund Admiral Shares Vanguard · Mutual fund Index | $588K | 7.0% |
| Fidelity Mid Cap Index Fund Fidelity (FMR) · Mutual fund Index | $518K | 6.2% |
| Fidelity Small Cap Index Fund Fidelity (FMR) · Mutual fund Index | $460K | 5.5% |
| Fidelity U.S. Bond Index Fund Fidelity (FMR) · Mutual fund Index | $445K | 5.3% |
| Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index | $243K | 2.9% |
| Vanguard Wellesley Income Fund Admiral Shares Vanguard · Mutual fund | $172K | 2.0% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
7 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
7 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 4 by compensation.
| Provider | Compensation |
|---|---|
RPA FINANCIAL LLC4 years Service code 27 4340 REDWOOD HWY STE B60 · SAN RAFAEL, CA 94903 Advisory (Plan) | $23,299 |
EMPOWER ADVISORY GROUP, LLC3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $20,296 |
DEFINITI LLC5 years Service code 13 · EIN 85-0833363 535 KEISLER DRIVE, SUITE 102 · CARY, NC 27518 Contract Administrator | $17,358 |
EMPOWER ADVISORY GROUP, LLC3 years Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Investment Management | $10,601 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
2 contacts
10 filings · 2016 to 2025