Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 64 | Recordkeeping Fees | $34,890 |
COMERICA BANK4+ years Filed as: COMERICA SECURITIES Service code 55 | Other Commissions | $14,636 |
AMERICA'S 401K, INC.4+ years Service code 13 8131 LBJ FREEWAY, SUITE 770 · DALLAS, TX 75251 | Contract Administrator | $9,620 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 | Investment Management | $5,574 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,594 | $56,918-11.1% | $182,531-72.3% | $65,185-22.4% |
| Participation rate | 51.5% | 66.5%-15.0pp | 78.0%-26.5pp | 70.2%-18.7pp |
| Annual return | 13.34% | 27.67%-14.3pp | 148.57%-135.2pp | 29.38%-16.0pp |
| Employer contribution / active EE | $1,180 | $1,615-26.9% | $4,075-71.0% | $2,177-45.8% |
| Participant deferral / active EE | $1,790 | $3,526-49.2% | $5,525-67.6% | $3,514-49.1% |
| Admin fee / account holder | $323 | $531-39.2% | $8,593-96.2% | $847-61.9% |