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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,167 | $102,385-38.3% | $147,080-57.1% | $80,935-22.0% |
| Participation rate | 71.0% | 75.9%-4.9pp | 82.2%-11.2pp | 67.7%+3.3pp |
| Annual return | 15.55% | 135.09%-119.5pp | 420.17%-404.6pp | 35.66%-20.1pp |
| Employer contribution / active EE | $2,133 | $3,717-42.6% | $4,933-56.8% | $2,757-22.6% |
| Participant deferral / active EE | $3,791 | $6,651-43.0% | $8,066-53.0% | $4,299-11.8% |
| Admin fee / account holder | $842 | $7,951-89.4% | $12,989-93.5% | $6,924-87.8% |