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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,651 | $82,674-38.7% | $125,381-59.6% | $68,486-26.0% |
| Participation rate | 63.6% | 75.1%-11.4pp | 82.4%-18.7pp | 67.9%-4.3pp |
| Annual return | -16.12% | -5.97%-10.1pp | 572.31%-588.4pp | -7.85%-8.3pp |
| Employer contribution / active EE | $1,683 | $3,382-50.2% | $4,815-65.1% | $2,597-35.2% |
| Participant deferral / active EE | $3,169 | $6,111-48.1% | $7,448-57.5% | $4,028-21.3% |
| Admin fee / account holder | $428 | $6,277-93.2% | $10,007-95.7% | $5,404-92.1% |