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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,699 | $93,589-40.5% | $135,942-59.0% | $75,181-25.9% |
| Participation rate | 60.9% | 75.2%-14.3pp | 81.9%-21.0pp | 67.2%-6.3pp |
| Annual return | 20.35% | 30.90%-10.6pp | 68.28%-47.9pp | 160.69%-140.3pp |
| Employer contribution / active EE | $1,710 | $3,537-51.7% | $4,858-64.8% | $2,671-36.0% |
| Participant deferral / active EE | $3,079 | $6,405-51.9% | $7,759-60.3% | $4,126-25.4% |
| Admin fee / account holder | $5,875 | $6,977-15.8% | $10,764-45.4% | $5,650+4.0% |