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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,446 | $86,938-8.6% | $102,423-22.4% | $80,925-1.8% |
| Participation rate | 96.0% | 72.4%+23.6pp | 76.5%+19.5pp | 67.7%+28.3pp |
| Annual return | 9.26% | 18.89%-9.6pp | 29.42%-20.2pp | 35.65%-26.4pp |
| Employer contribution / active EE | $1,502 | $2,369-36.6% | $3,023-50.3% | $2,756-45.5% |
| Participant deferral / active EE | $3,911 | $4,120-5.1% | $5,054-22.6% | $4,299-9.0% |
| Admin fee / account holder | $13,419 | $8,053+66.6% | $9,455+41.9% | $6,940+93.4% |