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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,446 | $86,949-8.6% | $102,460-22.5% | $80,959-1.9% |
| Participation rate | 96.0% | 72.4%+23.6pp | 76.5%+19.5pp | 67.7%+28.3pp |
| Annual return | 9.26% | 18.89%-9.6pp | 29.47%-20.2pp | 35.67%-26.4pp |
| Employer contribution / active EE | $1,502 | $2,370-36.6% | $3,025-50.3% | $2,757-45.5% |
| Participant deferral / active EE | $3,911 | $4,121-5.1% | $5,056-22.7% | $4,300-9.1% |
| Admin fee / account holder | $13,419 | $8,048+66.7% | $9,460+41.9% | $6,925+93.8% |