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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,401 | $153,769-43.8% | $133,975-35.5% | $273,972-68.5% |
| Participation rate | 90.9% | 88.4%+2.5pp | 87.1%+3.8pp | 83.0%+7.9pp |
| Annual return | 4.45% | 36.51%-32.1pp | 29.29%-24.8pp | 41.46%-37.0pp |
| Employer contribution / active EE | $169 | $6,029-97.2% | $5,211-96.8% | $4,869-96.5% |
| Participant deferral / active EE | $14,841 | $6,958+113.3% | $6,282+136.2% | $5,287+180.7% |
| Admin fee / account holder | $6,467 | $11,765-45.0% | $9,324-30.6% | $10,133-36.2% |